1.  Emergency Excess Hospital and Medical Plan

The Emergency Hospital and Medical Benefits cover in excess of your provincial plan for emergency hospitalization and emergency medical treatment up to $2 million if you are covered by a provincial or territorial health/medical plan; otherwise, coverage is limited to $3,000.

a)  USA Plan - Includes Worldwide destinations.
·          Maximum trip length:  35 days.
·          Minimum premium per policy:  $15.00
·          Family rates applies to 1 or 2 adults living in the same residence, plus up to 3 dependants up to and including age 21. ·          For trips longer than 35 days, for ages 61 - 70 see Senior's rates.  

Age (Years)	Rate
0 - 30	$1.70/Day
31- 54	$2.00/Day
55 - 60	$2.25Day
61 - 65	$3.50/Day
66 - 70	$4.30/Day
Family 0 - 60	$5.10/Day

b)  Non-USA Plan -Includes Worldwide destinations.
·          Maximum trip length:  35 days.
·          Minimum premium per policy:  $15.00
·          Five days of transit through the USA is permitted.
·          Family rates applies to 1 or 2 adults living in the same residence, plus up to 3 dependants up to and including age 21.
·          For trips longer than 35 days, for ages 61 - 70 see Senior's rates.

Age (Years)	Rate
0 - 30	$1.10/Day
31- 55	$1.40/Day
56 - 60	$1.60/Day
61 - 65	$2.40/Day
66 - 70	$3.40/Day
Family 0 - 60	$3.20/Day

c)  Basic Annual Plan -Includes Worldwide destinations.
·          Emergency Excess Hospital and Medical Coverage.
·          Family rates applies to 1 or 2 adults living in the same residence, plus up to 3 dependants up to and including age 21.

		Trip Length in Days
Age (Years)	7 Days	15 Days	35 Days	105 Days
0 - 40	$42/Year	$59/Year	$82/Year	$197/Year
41- 60	$59/Year	$69/Year	$93/Year	$288/Year
61 - 70	$78/Year	$112/Year	$169/Year	$578/Year
71 - 75	$129/Year	$199/Year	$324/Year	$1028/Year
Family 0 - 40	$84/Year	$118/Year	$164/Year	$393/Year
Family 41 - 60	$118/Year	$138/Year	$185/Year	$576/Year

d)  Select Annual Plan -Includes Worldwide travel
·          Maximum trip length:  35 days.
·          Option #1 includes Emergency Excess Hospital & Medical, and Air Flight Accident Coverage.
·          Option #2 also includes Trip Cancellation and Interruption Coverage.
·          Family rates applies to 1 or 2 adults living in the same residence, plus up to 3 dependants up to and including age 21.

Age (Years)	Option #1	Option #2
Single 0 - 60	$104/Year	$174/Year
Single 61 - 70	$209/Year	$280/Year
Single 71 - 75	$428/Year	$500/Year
Family 0 - 60	$208/Year	$348/Year

e)  Seniors' Worldwide Plan - Includes Worldwide destinations.
·          Minimum premium per policy:  $15.00

 

Age (Years)	0 - 35 Days	36 - 90 Days	91 - 120 Days	121- 180 Days
61 - 65	See Above	$3.80/Day	$4.10/Day	$4.60/Day
66- 70	See Above	$4.60/Day	$5.70/Day	$6.80/Day
71 - 76	$10.00/Day	$10.00/Day	$11.00/Day	$12.00/Day
77+	$14.00/Day	$15.00/Day	$24.00/Day	$24.00/Day