who qualifies | what's covered | in province medical / travel medical

Group Medical insurance - flexsave

Province Medical / Travel Medical coverage
(Compulsory for unincorporated / self - employed entities)

In Province Medical

If you and/or your covered dependents require medical or surgical treatment in your own province of residence, this plan will pay for the following covered expenses after you have satisfied the deductible. Please note that each covered expense is subject to a maximum of $25,000 per calendar year per accident or sickness.

Covered Expenses

• Semi-private hospital room & board
• Private Nursing
• Prescription drugs, sera (eg. Insulin), vaccines (obtained only by a written prescription)
• Ambulance (including air)
• Services of licensed practitioners, including chiropractor, podiatrist, osteopath, masseur, psychologist and speech therapist, to a maximum of $25 per visit per practitioner, and subject to an overall maximum of $25,000.

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Travel Medical

If you and/or your covered dependents require medical or surgical treatment outside of your own province or residence, this plan will pay for the following covered expenses, to a maximum of $1,000,000.

Covered Expenses

• Semi-private hospital room & board (to a maximum duration of 12 months)
• Hospital charges for out-patient services
• Private Nurse (prescribed by a physician) to a maximum of $5,000 per accident or sickness
• Prescription drugs, sera (eg. Insulin) and vaccines (available only by written prescription)
• Charges for Physiotherapy to a maximum of $1,000 per accident or sickness
• Ambulance (including air) to a maximum of $1,000 per accident or sickness
• Expenses for blood plasma, whole blood or oxygen, x-rays and laboratory examinations
• Rental or purchase of casts, cervical collars, crutches, trusses, splints and braces
• Artificial limbs, eyes or other prosthetic appliances to a maximum of $2,000 per calendar year
• Expenses for medical care and surgical procedures performed by a physician
• Services of licensed practitioners, including chiropractor, podiatrist, osteopath, masseur, psychologist and speech therapist, to a maximum of $25 per visit per practitioner, and subject to an overall maximum of $25,000.
• Emergency dental treatment to a maximum of $2,000.
• Repatriation to a maximum of $3,000
• Emergency Air Transportation (including stretcher accommodation and an attendant)
• Family transportation and accommodation
• Return or vehicle
• Access to International SOS Assistance program
• Anesthesia

who qualifies | what's covered | in province medical / travel medical