Travel Insurance Coordinators

What is covered?

Emergency Hospital and Medical Benefits

The Emergency Hospital and Medical Benefits cover in excess of your provincial plan for emergency hospitalization and emergency medical treatment up to $2 million if you are covered by a provincial or territorial health/medical plan; otherwise, coverage is limited to $3,000.

Benefits

Limits

What is Covered

1.Out of Pocket Allowance

Up to $3,000

Reasonable living expenses of other insured family members or travelling companions remaining with you, while you are in hospital.

2. Family Transportation

Up to $3,000

Upon written recommendation of your attending physician, a family member or close friend will be brought to your bedside.

3. Return of Family Member

Up to $3,000

Return of one insured family member if you have been returned to Canada by air ambulance.

4. Escort of Insured Children (up to age 18)

 

Your children will be returned home when you have been air evacuated back to Canada.

5. Return of Vehicle or Watercraft

Up to $3,000

The expenses to return your vehicle to your residence or a rental vehicle to the nearest rental agency, if you or those travelling with you are unable to do so, as a result of a covered Injury or Sickness.  If you are air evacuated, you can return to the location you were transported from.

6. Return of Accompanying Dog or Cat

Up to $300

The expenses to return the Insured’s accompanying dog or cat to Canada, in the event the Insured is hospitalized due to a covered risk.

7. Returned of Deceased

Up to $10,000

The expenses to return your body to your province in the event of your death; or up to $4,000 for the cremation or burial at the place of death.

8. Accidental Dental  

Up to $3,000

The expenses to repair or replace whole or sound natural teeth caused by an accidental blow to the face.

9. Dental Emergencies

Up to $500

The expenses to treat immediate relief of acute dental pain caused by other than a blow to the face.

10. Air Ambulance

 

If assessed as medically transportable, emergency air ambulance will be arranged to transport you to a hospital in Canada or the nearest hospital.

Notes: 

·          Coverage is slightly different for each plan, please read to understand the Benefits section of the according insurance policy.

·          Travel insurance is intended to cover sudden, unexpected, and unforeseeable circumstances.

 

 

 

 

 



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